Where you are not satisfied with our final response or we fail to respond in the timescales above you can refer your complaint to the Financial Ombudsman Service. You may be able to refer your complaint to the Financial Ombudsman Service before you receive our final response, we will let you know if this is applies to you. You have six months from the date of our final response to refer your complaint to them.
Phone: 0800 0 234 567 or 0300 123 9 123
Log on to: www.financial-ombudsman.org.uk3
Email: complaint.info@financial-ombudsman.org.uk
Write to: The Financial Ombudsman Service, Exchange Tower, London, E14 9SR
For further information on the scope of the Financial Ombudsman Service please refer to www.financial-ombudsman.org.uk3
The Financial Ombudsman Service offers a free and independent service, although there are some limitations on what they can look into. Their service does not apply to customers of our branches in the Channel Islands or the Isle of Man, but you could be entitled to refer your concerns to the Financial Services Commission in Jersey or Guernsey, or the Financial Ombudsman Scheme for the Isle of Man. Please contact us for more information if you need to.